UIC, Inc - insurance consultant

Clients and their agent/brokers who believe there is no need for supervision and periodic review are generally those who need it most.

We are not duty bound to find fault in our clients' insurance programs. The top consultants in any field are always pleased when they can tell a client, "Everything is in order."

But people work more carefully and pay more attention to detail when they know their work will be reviewed by someone who has at least as much, and possibly more, expertise in their area than they possess.

Consultants control and direct the insurance marketplace to achieve maximum results for clients. Knowing the right players and the best method to obtain their best performance are the keys to any successful marketing effort. Allowing many competing brokers to approach the same insurer is counter- productive and should never be permitted.

We will design the specifications for each client's insurance project after using non-standard or manuscript endorsement language. This way, our clients obtain a better insurance policy than what they would get "off of the shelf." Further, since the same specifications are used by each insurer, it is easier to make a true comparison of bid proposals.

Many coverage enhancements are free, but you have to know about them and ask for them. Others are nominal in cost, but are sold, if possible, at inflated premium cost. Consultants are able to request free coverage and, in most cases, improve coverage and reduce cost.

We have attempted to point out several flaws inherent in the insurance industry and in its delivery of products and services. We at UIC seek to illuminate for our clients the various ways and means to transfer unmanageable exposures in order to achieve greater preservation of your assets and limit outside liability at a low net cost.