Specialties

Each industry has its own unique requirements and challenges in terms of exposures to risk. Today, the risk of transportation companies is completely different from consumer products providers; and contract manufacturers face exposures that are non-existent in the oil and gas industry. However, insurance carriers, brokers and agents often bucket companies into specific areas of focus. UIC, Inc. has experts that are able to help each industry solve their industry-focused problems in a way that insurance underwriters will be able to easily digest saving both time and insurance related fixed-costs.

UIC, Inc. has developed tools, methodologies and best-practices based on years of experience with companies in key industries including;

Retail, Apparel, and Consumer Products

UIC, Inc. has a strong track-record serving clients in the Retail, Apparel and Consumer Products industry to obtain comprehensive risk protection for buildings, business personal property, business interruption, inventory and product liability risks and exposures. UIC, Inc. associates assist clients in obtaining policies specifically designed for owners and operators of retail, wholesale, and services businesses.

Wether you are a small regional retail chain, or a national retail chain like Men's Wearhouse or Vitamine Shoppe, UIC, Inc. can help your company achieve valuable cost savings in insurance fixed costs while increasing your coverage against losses in inventory or business interruptions that can negatively effect your bottom line.

Real Estate

UIC, Inc. maintains a broad client roster of companies that are exposed to Real Estate related risks and exposures. With our intellectual capital in place, UIC, Inc. associates help businesses who are investing in real property to manage their assets at the rate at which they are acquired. We realize that companies who are in the Real Estate business must be agile in order to benefit the most from their transactions, clients rest a little easier when they know that UIC Inc. is right there next to them to guide them in the insurance and risk department of protecting each and every investment or clients make.

Construction

UIC, Inc. associates maintain a specialized knowledge of construction and contractor insurance risks and exposures unique to the construction industry. UIC, Inc. has vast experience in this area from clients with small to mid-size construction projects to clients with multi-billion dollar large-scale convention or hotel construction projects.

UIC Inc. has the unique intellectual capital to assist companies achieve fair market prices for all of their construction projects and overall business operations with a single goal in mind, improving your bottom line by managing your risk.

Medical Services

Medical and Health service providers have an overarching mission to provide the highest standards of care to their patents while maintaining a reasonable profit. Too often the role of a hospital executive or a health network administrator shifts from the health arena to the legal arena as Medical Malpractice judgments in the United States can often cripple the organizations who provided care.

UIC, Inc. serves along-side our Medical Services clients to make sure that the policies and programs we recommend are responding to the risk and claims faced each and everyday. Doctors, Nurses and Health Administrators have a responsibility to serve the patent and with UIC, Inc. on their side they have more time to tend to the patent rather than emerging themselves in a insurance policy.

Manufacturing and Distribution

No matter where your business is within a supply chain system, the manufacturing and distribution sectors are faced with some of the greatest risks and exposures within commercial insurance. The loss of a facility or the delay in shipments have lasting impact on the bottom line of a company and these types of exposures need to be addressed within a comprehensive risk program that is strategically designed with your company's best interests in mind.

At the end of the day, no matter how much money we can save our clients in insurance fixed costs it is the tremendous value we add by increasing limits or eliminating previous exclusions so that when a large loss occurs your company is in the best position to recover quickly and completely. UIC, Inc. is dedicated not only to save manufacturers and distributors money, we are retained by our clients to protect and sustain the longevity of their operations, no matter what.

Hospitality and Entertainment

If your in the Hospitality and Entertainment sectors you are reliant on one area, retaining the trust and integrity of your business with consumers. UIC, Inc. consults for a variety of clients in this category that have a unique set of risks and exposures that they face each day. From property insurance that covers your hotel to products liability that covers paraphernalia that you sell at your events to the advertising liability for each of your promotional campaigns, companies need to have a risk program that covers each and every aspect of their business operations and meets the needs to give you the security to develop and grow.

UIC, Inc. is retained by clients in the Hospitality and Entertainment sectors to managing their risk program and to minimize their unique exposures. Our clients utilize our intellectual capital to make sure they have the most comprehensive products in the marketplace, because after all "the show must go on."

Pharmaceuticals and Nutraceuticals

The common misperception facing the Pharmaceutical and Nutraceutical industries is the myth that only a small number of insurers understand and underwrite the risk. UIC, Inc. associates work with clients such as New Chapter to incorporate out of the box thinking to help a variety of underwriters better understand their unique business and therefore offer wide coverage for the risks at a fair market price.

Although brokers who specialize in the Pharmaceutical and Nutraceutical industries communicate that there are only several insurers available to this sector, UIC Inc. has expanded the reach for many of our clients to utilize different brokers, wholesalers and underwriters throughout the world who have an appetite for liability insurance and are willing to participate in the transfer of risk. In a time when many insurers are increasing premiums, UIC Inc. is able to work with our clients to minimize insurance fixed costs even in the Pharmaceutical and Nutraceutical sectors.

Financial Services

When your company is performing due diligence on a potential acquisition, how much time does your team spend compiling a Risk Register or evaluation of exposures? Probably not enough. For our Financial Services clients the task does not end at the Directors & Officers (D&O) policy renewal, that is only the beginning of how our Financial clients utilize our intellectual capital.

Multi-billion dollar investment firms like retain UIC, Inc. to serve as advisors for their due diligence program. UIC, Inc.'s highly specialized intellectual capital is just as valuable in the board room as it is in the negotiation room.