UIC, Inc - insurance consultant

Although it does not sell insurance coverage, UICI provides unique insurance services. Working solely on behalf of the client it provides objective professional advice. UICI scrutinizes a corporation's exposure from top to bottom, ensuring that policies protect corporate assets on a cost-efficient basis. When necessary, UICI experts redesign policies to eliminate excess.

In the consulting process UICI meets with clients to discuss the operation and loss exposures. UICI also works with the client and its brokerage or agents to immediately cover any holes in the existing coverage. UICI then works to determine a plan that identifies the client's needs and exposures, before working with insurers to obtain the best terms for the client.

Independent insurance consultants bring negotiation skills and innovative advice to obtain optimum coverage while reducing costs. UICI acts as insurance "equalizers" for the client, since they are insurance experts. They speak the language or insurance carriers, brokers, and agents without accepting commission on the insurance sold.